Know Your Formulary
Each health plan has a different drug formulary. It’s very important to know what is and isn’t in your health plan’s formulary. Upon enrolment into your health plan, you probably received a booklet about the formulary with the lists of all the medications that have been approved. This booklet frequently offers an explanation of tier copayments.
Your insurance company should send you an annual report as an update to the formulary. It should list new additions and notify you of any deletions or drugs no longer applicable. Ask your insurance company if they have the information online. Many of them do.
Read about family medical insurance